DebtMany people – especially people who find themselves in debt – have the philosophy that they will save what they don’t spend.
In other words they pay for essentials, they pay what extra bills they can, and then whatever is leftover, they save.
This is the wrong way to do it. Why? Because you’re always find things that you “have” to spend money on – things that aren’t truly emergencies. Instead, you need to spend what you don’t save.
How do you do this? You decide how much you are going to save every month, even if it is only $100 a month, and you set up an automatic withdrawal system so that money is taken from your checking account and put into a savings account – preferably one where it is difficult for you to withdraw it on a whim.
Consider this to be an additional bill that you are paying every month. Another way to look at this is that you are “paying yourself first”. Your future, your financial security, are of the utmost importance. More important than movie night with the family, more important than those new jeans or that new ipod or those caramel latte’s you buy at Starbucks every week.
If you rearrange your finances and your thinking to “pay yourself first” and immediately put part of your paycheck into a savings account every month, you will find that saving becomes easier and you will watch your savings account grow every month.
The Secret To Saving Money – Financial Planning: A …
If your goal is to save $100 a month then think of that as a $100 bill that needs to be paid. If you are thinking about this in terms of a bill you’re more likely to make that deposit and build up your emergency fund. … Read Article
Save More Clip Less
Everyone likes to save money and with the current state of the economy, using coupons as a way to save is more popular than ever. You can even watch couponing on television! … Get Content Here
Using US Communities Can Save More Than Money When Purchasing …
August 2009 9731-A Southern Pine Blvd. Charlotte, NC 28273 (704) 527-1515 www.XTCORP.com Using US Communities Can Save More than Money When Purchasing Structured Cabling Solutions By Rick Sousa, RCDD An XZact Technologies, Inc White Paper … Get Doc
Souderton's SAVE Hosts Conference For High School Environment Clubs (VIDEO)
Leadership in Environmental Action Program (LEAP) was the name of the conference held Thursday on the campus of West Broad Street Elementary School. … Read News
Usage-based Insurance – Wikipedia, The Free Encyclopedia
Eligible active OnStar subscribers sign up to save on their premiums if they drive less than 15,000 miles annually. Subscribers who drive even less than that can save even more (up to 54%). … Read Article
Executive Council May Slow Down Managed Care
The Executive Council is scheduled to vote Wednesday on a new Medicaid contract worth an estimated $2.2 billion dollars. It is believed to be the largest contract in state history. But signs from an Executive Council meeting today suggest that vote may be pushed back. The state may struggle to meet its July 1 st deadline. Dan Gorenstein: This Medicaid contract is huge. It’s huge financially … Read News
From Water: Use Less-Save More.'
The lYuter lYe Waste From Water: Use Less-Save More.' l. Americans now use r27 percent more water than we did in 1950. 2. About 95 percent of the water entering our homes goes down the drain. … View Full Source
Save More – YouTube
Uploaded by tambuchongsiopao on Oct 18, 2008 hala cge! Category: People & Blogs Tags: sm festi save more supermarket dancers License: Standard YouTube License. 1 likes, 0 dislikes. … View Video
Save More, Shop Us First! R
99¢ Only Stores is a unique extreme value retailer of consumable and general merchandise. Merchandise encompasses a wide selection of quality namebrand closeout and regularly … Return Doc
First Person: Build an Emergency Fund or Pay Off Debt? - Yahoo ...
Quit | Define Quit at Dictionary.com
Paralyzed by Debt - NYTimes.com